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  • Writer's pictureEric L. Ash

Household Protection Begins with Y-O-U

Updated: Apr 26

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost as important as the preparation itself.


Sure, it can be difficult to think about life insurance as early as your 20s, but life can move quickly. Before you know it, you’ll be in your 30s and possibly supporting a family. Even if your life plan doesn’t include children, it’s almost always a wise move to consider helping those who matter most to you.

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household protection

Some believe they simply can’t afford life insurance on top of all the other bills they pay at an early age. And, if you’re graduating college with student loan debt, you may have more expenses than you realize.(1)



Several factors will affect the cost and availability of life insurance, including age, health, and the type and amount of insurance purchased. Life insurance policies have expenses, including mortality and other charges. If a policy is surrendered prematurely, the policyholder also may pay surrender charges and have income tax implications. You should consider determining whether you are insurable before implementing a strategy involving life insurance. Any guarantees associated with a policy are dependent on the ability of the issuing insurance company to continue making claim payments.(2)(3)


September is Life Awareness Month so whether you have existing life insurance or are looking into for the first time, we can help you review your options and provide you with a road map moving forward. Please contact us (412-238-7414) today to discuss. # Household Protection.


Sincerely,

Eric L. Ash

1. TheBalance.com, February 11, 2021

2. BusinessInsider.com, February 15, 2021

3. NerdWallet.com, February 23, 2021

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